Exceptional Risk
Large or difficult cases can benefit from the expertise of an underwriter who is on your side. Our Exceptional Risk Division features 2 former major carrier underwriters. We are routinely recognized for our ability to place exceptional risk cases. Do not leave your important cases to chance. Let us give you the competitive edge you need to place more business. This section features a number of useful tools.
- Informal Application: Designed for large cases to make an underwriting analysis prior to going formal with a carrier
- Table Shave Program: View our 1 page summary by carrier of available table shave and credit programs
- Underwriting Requirements: View detailed underwriting requirements by carrier
- Tobacco Ideas: 1 page overview of where to go with your clients who use tobacco
- XRAE: A web-based, field underwriting tool to allow you to run your own online quick quotes and receive instant feedback on the expected rate class with multiple carriers. Password required prior to use. Click here to request your password.
- External Exchange/Conversion Programs: A list of carriers that offer external exchange or conversion programs with limited underwriting.
- Met Life Underwriting eGuide: Includes Met's Underwriting Guide, Medical Impairments Guide, underwriting updates and more
David Royse, VP – Underwriting
Direct Line: 281.269.2341
Toll Free: 888.533.6275 ext. 341
DavidR@3Mark.com
Carolyn Rawlins, Director of New Business / Underwriter
Direct Line: 281.269.2326
Toll Free: 888.533.6275 ext. 326
Carolyn.Rawlins@3Mark.com
