Producer Personal Information Updates
It is your responsibility to provide and maintain personal information and contract requests in SureLC.
Mailing Address Changes
If you have a mailing address that needs to be changed at the carrier, please first update your SureLC record and then let us know you have changed it. There are several carriers that have specific forms that need to be filled out in order for the change to be made. To contact the 3 Mark Contracting Department, please send an email to licensing@3mark.com
AML Training
AML, or anti-money laundering training, must be completed every two years. Specific courses may be required by carriers so agents may be required to complete trainings more often than this law requires. The training can be completed at http://nailba.limra.com/Nailba_default.html. Training may also be completed through a 3rd party vendor. Please be aware: Some carriers do not accept AML training certifications from 3rd party vendors.
Annualization
Annualization and advanced commissions are limited to two carriers per agent. All advanced commissions are capped at 75%. 3 Mark Financial does not automatically request annualization for any agent. The agent is responsible for contacting the Contracting Department and requesting the additional paperwork. We do not process annualization paperwork through SureLC. To contact the 3 Mark Contracting Department, please send an email to licensing@3mark.com.
Pre-appointment States
Several carriers recognize pre-appointment states. Pre-appointment states are states in which the agent must be appointed prior to taking the app. This means that the agent must be contracted with both the carrier and appointed, not licensed, by the state before the agent can write business. Due to their interpretations of state laws, each carrier has a different list of pre-appointment states. These lists change frequently. It is the responsibility of the agent to verify that their business is not in a pre-appointment state. You can request a pre-appointment state check by carrier through the Contracting Department at licensing@3mark.com.
Annuities and LTC
According to NAIC Model Regulation 276, each agent is required to complete product specific training modules through each insurance carrier prior to the date on an annuity application. Carriers must reject any apps that do not follow this rule. Please make sure you let the Contracting Department know that you need a contract before selling any annuity product. Many states require CE trainings to be updated periodically. It is the agent’s responsibility to make sure their training is up to date.
To contact the 3 Mark Contracting department, please send an email to licensing@3mark.com.
For information about annuity training contact Beau Blouin at 281-269-2371 or Beau Blouin before taking an app.
