4 myths Dave Ramsey is spreading about fixed annuities (and how to overcome them)

Yesterday’s experiences shape tomorrow’s beliefs. Had Dave Ramsey’s past experiences not been marred by financial ruin; had his past not been sensationalized by giving off-the-cuff, hard-to-hear, overly simplified advice; had he not generated most of his wealth during one of the strongest bull markets our country has ever seen; then we wouldn’t have a Dave Ramsey who hates debt almost as much as he hates permanent life insurance or safer money alternatives like fixed annuities. Dave’s personal experiences have shaped his personal beliefs.  Read More